Are you looking for an unsecured loan from a direct lender?
If you need to borrow to fund a big purchase, cover surprise costs, plan a major event or for debt consolidation, then an unsecured loan could be an option for you. While secured loans require you to provide a valuable asset (usually your property) as collateral in case you are unable to meet the full loan payment, unsecured loans require no such security.
from £2000 to £15000
from 24 to 72 months
Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.
Also known as personal loans, loan approval is based on your creditworthiness and affordability as opposed to any asset you can provide as backup. This means they are a much lower risk form of borrowing than secured loan options, as your property cannot be repossessed should you default on your repayment.
As a direct lender, we are able to approve your loan application and pay it straight into your nominated account. We perform a soft credit check that leaves no mark on your credit score to give you an instant decision on whether or not you qualify. We also consider more than just your credit history, assessing your personal circumstances to see if you can afford the monthly payments. That means you could get a new loan from us even if you have had a poor credit history.
At 1st Stop, we can offer you a loan amount of £2000 up to £15000. You can choose to repay it between 24–72 months with a competitive interest rate. So, whether you want a new car or a new conservatory, apply for a loan with us today for a decision in minutes.