Step One

Check if you are eligible to apply for one of our Personal Loans.

Step Two

Click the Apply Online button and complete our online application form. We’ll let you know if we have approved your application in principle or if we are unable to help you at this time.

Step Three

If approved in principle, we will send you an email containing a link which will download your loan agreement as detailed below. After you have downloaded your loan agreement, you’ll receive a pin code in a text message.

  • Adequate Explanations: This document details the terms and conditions applicable to your loan agreement.
  • Pre-Contract Credit Information: This contains the key features of the product, cost of the credit to you, rights to withdrawal and other legal information.
  • Your Loan Agreement

You should read these documents carefully and understand the agreement which you are entering into. If you have any questions regarding the agreement, please call a member of our customer service team on 01253 603952.

You will then be asked to input your name, date of birth, 4 digit pin code (sent to you by text) and finally, confirm that you have read and accepted the terms of the credit agreement.

Step Four

Once you have signed your loan documents a representative will be in touch to complete affordability checks, which might include verification of your employment. Once satisfactory checks have been completed, your loan will be finalised and funds can be transferred to you.