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Straightforward personal loans

By completing our online application you could secure a loan of £2,000 – £15,000 in minutes. Whether you’re looking for a new car, redesigning your kitchen or thinking of consolidating your existing debts, our personal loan could help to make your plans a reality.

30.8%APR Representative

Loan calculator

Use our calculator to see how much your loan might cost. Your actual rate and repayments will be based on your personal circumstances.
£3000
36 months
Representative Example: Representative 30.8% APR based on a loan of £5,862 repayable over 47 months at an interest rate of 13.5% pa (fixed). 46 monthly payments of £203.83 and a final payment of £204.03 . Total amount payable £9,580.21. Acceptance Fee £395*
Calculation based on representative APR – the rate you are offered will be based on your personal circumstances
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.
Monthly repayment£120.70 Total payable£4345.32
Representative Example: Representative 30.8% APR based on a loan of £5,784 repayable over 47 months at an interest rate of 16.2% pa (fixed). Monthly repayment of £201.15. Total amount payable £9,454.05. Calculation based on representative APR – the rate you are offered will be based on your personal circumstances

How does it work?

Step 1: Use our online calculator to see how much you want to borrow.
Step 2: Complete our quick online application form and you’ll get a decision in minutes.
Step 3: If we are able to approve your loan in principle, you’ll receive a link by email where you can access your loan agreement.
Step 4: A member of our team will be in touch to finalise your application and arrange to transfer your funds.

Unsecured Personal Loans from 1st Stop

Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of consolidating your existing debts, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).

What our customers say

Good service throughout and very easy process and help and advice given fro

Good service and help were needed to satisfy on the terms and repayments

24th June 2020

Good advice and attentive customer service

Very smooth, efficient service

23rd March 2020

What people ask us

How quickly will I receive my money?

Once you have confirmation that your loan is fully approved, funds will be transferred to your account within 24 hours.

It takes just a few minutes to get an initial approval, we’ll then need to do some additional checks and may need to speak to you.

Yes, you are able to settle your personal loan early by letting us know by phone, email, or letter stating the date that you wish to settle.

Are you ready to apply for your loan?

Use our online loan calculator to see your personalised loan rates. By completing our online application form, you could secure a loan of £2000 – £15000 in minutes. Whether you’re looking for a new car, redesigning your kitchen or thinking of consolidating your existing debts, our personal loans could help you make your plans a reality.

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