1st Stop Personal Loans
Straightforward Personal Loans
Apply online, decision in minutes
  • 1st Stop Personal Loans
  • 1st Stop Personal Loans
  • 1st Stop Personal Loans
How much do you need?

Unsecured Personal Loans from 1st Stop

Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 29.2% APR Representative (fixed). 

To apply for a 1st Stop Personal Loan you will;

  • need to be aged 21 years or over
  • be a permanent UK resident
  • be in permanent paid employment
  • earning a gross annual income greater than £15,000 per annum
  • not be Bankrupt, under a current IVA or on a debt management arrangement

When you apply for a loan it will be helpful to have the following information on hand;

  • Your annual income
  • Monthly outgoings
  • Employment details
  • Last 5 years address history

1st Stop Personal Loans up to £15,000 are available to new and existing customers.

Apply online today and you will receive a decision in minutes. If you are approved, we will e-mail you your credit agreement which you can sign online and return to us. We can then process your loan and get the funds to you quickly.

Not sure if you will qualify for a 1st Stop Personal Loan? Check here to see if you meet the criteria. You can also read about our Personal Loans process by going to How It Works.

Please note, your loan may be written with 1st Stop Personal Loans Ltd or one of our panel of lenders.

*Loans are subject to application and status.
*By applying for a loan we will conduct a soft credit search. Subject to approval we will give you a no obligation quote. Giving you this quote will not affect your credit rating, but if you do accept the quote we will leave a record of our check on your credit file that other lenders can see.


The rate you are offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. We will do a credit assessment of your circumstances when you apply and this will involve a credit search and may affect the interest rate we can offer. Repayments must be made by Direct Debit. Credit available is subject to status to UK residents aged 21 years and over, full application, credit check and affordability assessment. We reserve the right to refuse any application and to refuse a loan for certain purposes. Terms and Conditions apply. 




1st Stop Group is a member of the Finance and Leasing Association and as a member, we follow its lending code.



About Our Loans

29.2% APR Representative (fixed)

Representative Example
Loan Amount: £5000
Monthly Repayment: £204.39
Term of Loan (months): 36
Total Interest Repayable: £2358.04
Total Amount Repayable: £7358.04
Rate of Interest (fixed) P.A: 15.72%
Arrangement Fee: £0
Representative: 29.2% APR

Why Choose Us

  • Personal loans up to £15,000
  • 29.2% APR Representative (fixed)
  • Loans to suit most circumstances
  • Loan terms from 24 to 72 months
  • Single monthly repayments to keep outgoings simple
  • Online decision in minutes with soft credit searching
  • Your service was excellent, you took everything in to consideration instead of just looking at a score. You have helped me get back on track again. Thank you too everyone i spoke to, they were all very helpful and knowledgeable.
    - Mr. S B, 22 March 2016
  • Very pleased with the excellent service you have provided.
    - Mr. P W, 16 March 2016
  • I was very pleased with the continuous updates and regular contact both via email and phone calls throughout the whole process. I was kept fully up to date with every stage of the process and was fully satisfied with the service provided.
    - Mr. B R, 14 March 2016
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