Straightforward personal loans
By completing our online application you could secure a loan of £2,000 – £15,000 in minutes. Whether you’re looking for a new car, redesigning your kitchen or thinking of consolidating your existing debts, our personal loan could help to make your plans a reality.
Loan calculatorUse our calculator to see how much your loan might cost. Your actual rate and repayments will be based on your personal circumstances.
Calculation based on representative APR – the rate you are offered will be based on your personal circumstances
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.
How does it work?
Unsecured Personal Loans from 1st Stop
Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of consolidating your existing debts, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).
What our customers say
Very smooth, efficient service
Spot on, very simple process, no needless questions and the job was done.
What people ask us
How quickly will I receive my money?
Once you have confirmation that your loan is fully approved, funds will be transferred to your account within 24 hours.
Can anyone apply for a Personal Loan with 1st Stop?
It takes just a few minutes to get an initial approval, we’ll then need to do some additional checks and may need to speak to you.
Could I pay off my loan early or is it strict monthly repayments?
Yes, you are able to settle your personal loan early by letting us know by phone, email, or letter stating the date that you wish to settle.