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Long Term Loans

Are you looking for a long term loan?

There are a number of benefits to borrowing with a long term loan. It can help you meet those unexpected expenses or make those essential purchases now, while spreading the cost with affordable monthly payments. Those who have had a poor credit history may also be considering getting a loan over a long period to consolidate existing debt for a clearer and more manageable repayment.

Representative 30.8%APR

from £2000 to £15000


from 24 to 72 months

36 months
Representative Example: Representative 30.8%APR based on a loan of £5,862 repayable over 47 months at an interest rate of 13.5% pa (fixed). 46 monthly payments of £203.83 and a final payment of £204.03. Total amount payable £9,580.21. Acceptance fee £395*.

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Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

We offer long term loans up to six years. As well as giving you longer to pay back your loan amount, you will also typically have a lower monthly loan repayment with a 72-month term than you would with a shorter term loan of two years, for example.

You can get an idea of how much you will repay on an unsecured loan from 1st Stop using our handy repayment calculator. It’s quick, easy and completely free to use. Simply enter how much you want to borrow between £2000 and £15000 and how long you want to pay off that amount up to 72 months. The loan calculator will then give you an idea just how much your monthly payment could be, as well as the total cost including your estimated interest payment. Calculations are based on representative APR so, depending on your personal circumstances, the interest rate or term you are offered may vary.

At 1st Stop, you can apply for a loan online in just a few clicks and find out instantly if you qualify with a no obligation quote. We use a ‘soft’ credit check, meaning you don’t have to worry about it affecting your rating. Plus, with our wide range of loan options, you can borrow for up to six years or choose from shorter term loans starting at a 24-month period, simply complete our online application form for a decision.

Unsecured Personal Loans from 1st Stop

Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).
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