1st Stop Home Loans
Homeowner loans to suit you
Call the team on 01253 603 950
  • 1st Stop Home Loans
  • 1st Stop Home Loans
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Homeowner Secured Loans from 1st Stop

Here at 1st Stop Home Loans we offer secured loans from £1,500 to £50,000 (subject to your personal circumstances) to new and existing customers. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our secured home loan could help to make your plans a reality.

Representative 23.67% APRC (Variable).

To apply for a 1st Stop Home Loan you will;

  • Need to be a homeowner with an existing mortgage
  • Need to be aged 21 years or over
  • Be a permanent UK resident
  • Not be Bankrupt or under a current IVA

When you apply for a loan it will be helpful to have the following information on hand;

  • Your annual income
  • Your outgoings
  • Employment details
  • Last 5 years address history

Please note, your loan may be written with 1st Stop Home Loans Ltd or one of our panel of lenders.

Please think very carefully before securing debts against your home – your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured against it. If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt, therefore increasing the total amount you repay.


1st Stop Group is a member of the Finance and Leasing Association and as a member, we follow its lending code.

About Our Loans

Representative 23.67% APRC (Variable)

Overall Cost For Comparison
Loan Amount: £20,000
Monthly Repayment: £405.62
Term of Loan (months): 120
Introducer Fee: £2,000
Acceptance Fee: £995
Monthly Interest Rate: 1.45%
Rate of Interest (Variable) P.A: 17.4%
Total Interest Repayable: £25,679
Total Amount Repayable: £48,674
Representative APRC: 23.67%

Why Choose Us

  • Homeowner loans up to £50,000
  • Representative 23.67% APRC (variable)
  • Loan terms from 24 to 240 months
  • Enquire about a FREE no-obligation quote
  • Loans to suit most circumstances
  • All credit profiles considered
  • Fantastic team couldn't fault them
    - Mr. P J, 11 March 2017
  • Yes they have helped us out a lot and achieve our goal of getting our financial budget under control.
    - Mr. J H, 11 April 2017
  • 1st stop have been fantastic to deal with, thorough checks and very good customer service they kept us updated with the progress of our application, would recommend to others
    - Ms. R B, 26 March 2017
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