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Homeowner loans for any purposeFrom £5,000 to £50,000

PLEASE THINK VERY CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME – YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED AGAINST IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT, THEREFORE INCREASING THE TOTAL AMOUNT YOU REPAY.

Representative 23.6%APRC

Homeowner Secured Loans from 1st Stop

Here at 1st Stop Home Loans we offer secured loans from £5,000 to £50,000 subject to your personal circumstances. Whether you’re looking to redesign your kitchen, thinking of a major purchase or simply wish to consolidate your existing debts into a manageable monthly payment, our secured home loan could help to make your plans a reality.

Simply complete our online application form to apply. Representative 23.6%APRC (fixed).

Representative Example: Representative 23.6%APRC based on a loan of £20,000 repayable over 120 months at an interest rate of 17.4% pa (fixed). Monthly repayment of £405.62. Acceptance fee £995. Broker fee £2,000. Total interest payable £28,674.40. Total amount payable £48,674.40.

How does it work?

Step 1

Check if you are eligible to apply for our secured loan and if so, complete our quick online application form.

Step 2

One of our qualified underwriters will call you to go through your application in detail and provide you with a quote based on your requirements and circumstances.

Step 3

We will send you a pack in the post or by email for you to check and sign which will include Adequate Explanations, detailing the characteristics of the product, fees and our remuneration; Mortgage Illustration (European Standard Information Sheet or ESIS) containing the key features of the product, cost of credit and your rights and obligations, additional features and complaints procedure.

Step 4

On receipt of your signed documents we will issue you with a Binding Mortgage Offer. Before we fund your loan, we will have a final call with you to re-confirm you are happy with the terms and conditions, set up your direct debit, answer any questions you may have and release your funds.

Why Choose Us?

No obligation quote
Loans to suit most circumstances
Soft credit search
Terms from 24 to 240 months
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