Got a question? 0191 492 1919

Straight forward Car Finance providing simple hire purchase Loans from £2,000 to £15,000

Representative 27.3%APR

  • Car Finance to suit most circumstances
  • Loan terms from 24 to 60 months
  • Choose your car from any FCA authorised dealership

Hire Purchase from 1st Stop

1st Stop Car Finance is a traditional Hire Purchase lender and we focus on your individual circumstances when making a decision on whether to finance your car purchase and what rate we are able to offer you. Hire purchase allows you to effectively ‘hire’ a car until your final payment is made at which time the car becomes owned by you. It is one of the most popular car finance options and allows you to spread the cost of a car over monthly instalments, whilst taking into consideration your personal budget.

How does it work?

Step 1

Check if you are eligible to apply for our loans and if so complete our online application form.

Step 2

If your deal has been accepted, one of our team will call you to discuss details such as your credit limit and monthly budget.

Step 3

Select a car from a FCA authorised dealer of your choice then simply call us with the vehicle details. We will then send you a quote and once you are happy with this we will send you the paperwork to sign and return to us.

Step 4

Once the documents have been received they will be checked and approved, releasing the funds to the dealer. You can then collect and enjoy your new car!

Why Choose Us?

No obligation quote
Loans to suit most circumstances
Single monthly repayments
Soft credit search
Feefo logo