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5 Year Loans

Are you looking for a 5 year personal loan?

Pay for the things you need and spread out your monthly payments with a 5 year personal loan from 1st Stop. Even if you don’t have a good credit score or have been turned down by another lender, you could still be able to borrow between £2,000 and £15,000 with us.

With a long term loan, you can get a lump sum to meet those expenses today and pay back the loan balance in a way that suits you. Plus, with 5 year repayment terms, you’ll likely benefit from a lower monthly payment amount than you would with our 1, 2 or 3 year term loans. (The rates and terms offered vary based on personal circumstances.)

Representative 30.8%APR

from £2000 to £15000


from 24 to 72 months

36 months
Representative Example: Representative 30.8%APR based on a loan of £5,862 repayable over 47 months at an interest rate of 13.5% pa (fixed). 46 monthly payments of £203.83 and a final payment of £204.03. Total amount payable £9,580.21. Acceptance fee £395*.

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Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

Our personal loans have already helped lots of customers to make a whole range of plans and purchases. They can unlock the funds to make home improvements possible, get their hands on a new set of wheels or even begin budgeting for a once in a lifetime family holiday. A new loan could even be used for debt consolidation to make managing your finances so much simpler with one monthly repayment.

No matter what you need to borrow money for, you ‘ll find that we look beyond just credit scores to assess your personal circumstances and current financial situation. We’ll conduct a soft credit check that doesn’t appear on your credit history, with a hard search only being conducted once you decide to go ahead with the loan.

Our loan application is so quick and straightforward, and we’ll give you a no obligation quote today without it affecting your credit rating.

Unsecured Personal Loans from 1st Stop

Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).
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