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3 Year Loans

Are you looking for a 3 Year Loan?

Life can sometimes throw unexpected costs your way. Whether it’s a boiler breaking down, a leaking roof, or your car failing its MOT, nasty surprises can quickly result in you going over budget on your monthly expenses. Thankfully, at 1st Stop, we offer loans over 3 years, so you can cover the costs today and pay back the loan funds with affordable monthly repayments.

Representative 30.8%APR

from £2000 to £15000


from 24 to 72 months

36 months
Representative Example: Representative 30.8%APR based on a loan of £5,862 repayable over 47 months at an interest rate of 13.5% pa (fixed). 46 monthly payments of £203.83 and a final payment of £204.03. Total amount payable £9,580.21. Acceptance fee £395*.

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Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

You may just need to unlock some funds for those major life plans. Maybe you need to pay for college, budget for a big wedding day or make a dream holiday come true. Whatever you need a helping hand with, our unsecured loans start from £2,000, with a maximum loan amount of £15,000.

We can remove the barriers to borrowing, even if you have had a poor credit history or have been turned down by another lender. We look at your personal circumstances and run a soft credit check to understand if you can afford the loan repayment. This check won’t appear on your credit history and we’ll only run a hard credit check once you decide to go ahead with your new loan. Plus, you won’t need to secure the loan against any valuable assets, although you will need to be a homeowner to meet our eligibility requirements.

Simply check if you’re eligible and fill out an online loan application form to see if we could approve you for a 3 year unsecured loan. It’s so quick and easy to apply today.

Unsecured Personal Loans from 1st Stop

Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).
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