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£10,000 loans

Are you looking for a £10,000 loan?

A loan amount of £10,000 can be truly life changing. Maybe you want to make major renovations to make your house feel more like a home, whether that’s remodelling your kitchen, redesigning your interiors or making essential repair work. You could have a major purchase in mind, such as a new car, a dream wedding or a once-in-a-lifetime trip. Alternatively, you could want to consolidate debt into one simple monthly payment to make your outgoings more manageable. No matter what you are borrowing for, you could qualify for a £10,000 personal loan at 1st Stop.

Representative 30.8%APR

from £2000 to £15000


from 24 to 72 months

36 months
Representative Example: Representative 30.8%APR based on a loan of £5,862 repayable over 47 months at an interest rate of 13.5% pa (fixed). 46 monthly payments of £203.83 and a final payment of £204.03. Total amount payable £9,580.21. Acceptance fee £395*. 

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Calculation based on representative APR – the rate you are offered will be based on your personal circumstances.
*We charge an acceptance fee of £395.00 which is added to the amount of credit you borrow. The repayment of the fee is included in the monthly repayments over the term of the loan as displayed. You are not required to pay this fee upfront.

If you make a loan application with us, we’ll consider more than just your credit history. We’ll look at you as an individual, taking into account your personal situation to see if you can comfortably pay back the funds you borrow. This means that even if you have had a poor credit history or have been turned down by another lender in the past, you could still be approved when you apply for a loan with us.

We’ll give you an instant, no obligation quote using a soft credit check that doesn’t affect your credit score. Only if we offer you an unsecured loan and you decide to go ahead with your application, will we perform a hard credit check, which will show on your credit file. We also offer competitive interest rates and the option to repay your loan between 24–72 months for monthly payments that suit you. Plus, if you need to borrow a bit more or less, then we have loan options starting from £2,000 up to £15,000.

To get started, simply use our online calculator to work out all the details. This calculation is based on a representative APR, so the interest rate or term you are offered will vary depending on your personal circumstances. Then apply in just a few clicks to see if you can get a £10,000 loan payment to fund those big life plans today.

Unsecured Personal Loans from 1st Stop

Here at 1st Stop Personal Loans we offer unsecured personal loans from £2,000 to £15,000 subject to your personal circumstances, simply complete our online application form for a decision. Whether you’re looking for a new car, redesigning your kitchen or thinking of a major purchase, our unsecured personal loan could help to make your plans a reality. 30.8% APR Representative (fixed).

Unsecured Loan FAQs

We’ve listed some of the most frequently asked questions about loans below, which we hope will help you answer any questions you have. If your question isn’t here, then please just contact us and we’ll try to help.
Complete our simple online application form for an online decision in seconds.
We offer loans from £2,000 to £15,000 subject to an assessment of your credit worthiness, affordability of the loan and your ability to make the necessary repayments without causing you financial difficulty.  
1st Stop Personal Loans will collect payments from you by direct debit on the agreed repayment dates.
Yes, 1st Stop Personal Loans are regulated by the Financial Conduct Authority. We are committed to lending to our customers responsibly. We do not want to put customers into unsustainable debt by lending them money that they can’t afford to repay, so please think very carefully before applying. If you have any doubts over whether you’ll be able to repay the loan as promised, please do not apply.
Yes, you are able to settle your personal loan early by letting us know by phone, email, or letter stating the date that you wish to settle.
When you apply for a 1st Stop Personal Loan we will conduct a soft credit search also known as a quotation search. This type of search will not affect your credit score. However if you are approved in principle for a loan with 1st Stop and you accept your quotation, we will then conduct a hard credit search which will leave a record on your credit file that other lenders and organisations can see. If you want to check your own credit score you can use a free service such as Noddle.
We will always act sympathetically to clients who are experiencing financial difficulties. If you are unable to repay your 1st Stop Personal Loan we ask that you contact us as soon as practically possible; ideally you should do this before your repayment becomes due. By contacting us at an early stage this may help to avoid collection charges being incurred and prevent our formal collection procedures starting. We will show forbearance and seek to assist you by agreeing alternative repayment arrangements. You should also be aware that failing to repay on the agreed date may have a negative impact on your credit score as we provide payment performance information to credit reference agencies. To discuss any financial difficulties in relation to your 1st Stop Personal Loan, please call: 01253 603960 or if you prefer you can email: We ask that you communicate with us honestly and we will do our best to help you. For further advice please go to
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