Your 1st Stop for a Loan
Finding a loan to suit your needs can be a difficult process. That’s why at 1st Stop we are proud to offer you a whole range of different financial products and services that vary from unsecured personal loans and car finance to secured loans for homeowners. We work efficiently to a high standard to ensure that you get the service you deserve. Browse our range of products and find the ideal one for you.
From £2,000
to £15,000
to £15,000
Representative Example
Borrow £5,000
36 months term
£189.89 per month
12.24% (Fixed) Interest Rate P.A
£0 Arrangement Fee
Total Interest Repayable £1,836.04
Total Amount Repayable £6,836.04
24.8% APR Representative
A specialist lender for unsecured personal loans available to tenants and homeowners, subject to your personal circumstances.
The rate you are offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. We will do a credit assessment of your circumstances when you apply and this will involve a credit search and may affect the interest rate we can offer. Repayments must be made by Direct Debit. Credit available is subject to status to UK residents aged 21 years and over, full application, credit check and affordability assessment. We reserve the right to refuse any application and to refuse a loan for certain purposes. Terms and Conditions apply.
MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.
The rate you are offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. We will do a credit assessment of your circumstances when you apply and this will involve a credit search and may affect the interest rate we can offer. Repayments must be made by Direct Debit. Credit available is subject to status to UK residents aged 21 years and over, full application, credit check and affordability assessment. We reserve the right to refuse any application and to refuse a loan for certain purposes. Terms and Conditions apply.
MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.
From £5,000
to £50,000
to £50,000
Overall Cost For Comparison
(If you choose to add Fees to your loan)
(If you choose to add Fees to your loan)
Borrow £17,500
120 Months Term
£342.18 Per Month
12.72% (Variable) Interest Rate P.A
£1,295 Acceptance Fee
£1,700 Introducer fee
Total Interest Repayable £22,266.60
Total Amount Repayable £39,766.60
Representative 23.81% APRC
You can opt to pay the Acceptance Fee and/or Introducer Fee upfront.
You can opt to pay the Acceptance Fee and/or Introducer Fee upfront.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. SECURITY IN THE FORM OF A LEGAL MORTGAGE OVER RESIDENTIAL PROPERTY WILL BE REQUIRED. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM.
From £2,000
to £15,000
to £15,000
Representative Example
Borrow £7,000
60 Months term
59 payments of £215.26
Final Payment £390.06
16% (Fixed) Interest Rate P.A
£175 Acceptance Fee
Option to Purchase Fee £175
Total Interest Repayable £6090.40
Total Amount Repayable £13,090.40
31.3% APR Representative
Specialist lender in providing Hire Purchase plans to enable customers to purchase a car or light commercial vehicle from car dealers around the UK.
SECURITY WILL BE REQUIRED OVER A MOTOR VEHICLE. YOUR VEHICLE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS.
SECURITY WILL BE REQUIRED OVER A MOTOR VEHICLE. YOUR VEHICLE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS.
