Your 1st Stop for a Loan

Finding a loan to suit your needs can be a difficult process. That’s why at 1st Stop we are proud to offer you a whole range of different financial products and services that vary from unsecured personal loans and car finance to secured loans for homeowners. We work efficiently to a high standard to ensure that you get the service you deserve. Browse our range of products and find the ideal one for you.
1st Stop Personal Loans
From £2,000
to £15,000
Representative Example
Borrow £5,000
36 months term
£189.89 per month
12.24% (Fixed) Interest Rate P.A
£0 Arrangement Fee
Total Interest Repayable £1,836.04
Total Amount Repayable £6,836.04
24.8% APR Representative
A specialist lender for unsecured personal loans available to tenants and homeowners, subject to your personal circumstances.

The rate you are offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term. We will do a credit assessment of your circumstances when you apply and this will involve a credit search and may affect the interest rate we can offer. Repayments must be made by Direct Debit. Credit available is subject to status to UK residents aged 21 years and over, full application, credit check and affordability assessment. We reserve the right to refuse any application and to refuse a loan for certain purposes. Terms and Conditions apply.

MISSING PAYMENTS ON A LOAN WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.
1st Stop Home Loans
From £5,000
to £50,000
Overall Cost For Comparison
(If you choose to add Fees to your loan)
Borrow £17,500
120 Months Term
£342.18 Per Month
12.72% (Variable) Interest Rate P.A
£1,295 Acceptance Fee
£1,700 Introducer fee
Total Interest Repayable £22,266.60
Total Amount Repayable £39,766.60
Representative 23.81% APRC
You can opt to pay the Acceptance Fee and/or Introducer Fee upfront.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. SECURITY IN THE FORM OF A LEGAL MORTGAGE OVER RESIDENTIAL PROPERTY WILL BE REQUIRED. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM.
1st Stop Car Finance
From £2,000
to £15,000
Representative Example
Borrow £7,000
60 Months term
59 payments of £215.26
Final Payment £390.06
16% (Fixed) Interest Rate P.A
£175 Acceptance Fee
Option to Purchase Fee £175
Total Interest Repayable £6090.40
Total Amount Repayable £13,090.40
31.3% APR Representative
Specialist lender in providing Hire Purchase plans to enable customers to purchase a car or light commercial vehicle from car dealers around the UK.

SECURITY WILL BE REQUIRED OVER A MOTOR VEHICLE. YOUR VEHICLE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS.
1st Stop
Feefo Reviews: 1st Stop Personal Loans 99 out of 100, based on 406 ratings.

The 1st Stop Group Limited offer a range of financial services to the retail marketplace under its various subsidiary companies.

1st Stop Group

1st Stop Group, registered in England & Wales. Company Number 05438114. Registered with the ICO under registration number ZA011770. Registered Office: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW. Calls may be recorded for training and monitoring purposes. The guidance contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK only.

1st Stop Personal Loans Limited
1st Stop Personal Loans Limited (Company Number 08457740) is part of The 1st Stop Group (Company Number 05438114). Registered in England & Wales. Registered Office: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 723751). You can check this on the Financial Services Register by visiting the FCA’s website: www.fca.org.uk/register. Registered with the ICO under registration number ZA006742.

1st Stop Home Loans
1st Stop Home Loans Limited (Company Number 5667257) is part of The 1st Stop Group (Company Number 05438114). Registered in England & Wales. Registered Office: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 661248). You can check this on the Financial Services Register by visiting the FCA’s website: www.fca.org.uk/register. Registered with the ICO under registration number Z1245955.

1st Stop Car Finance
1st Stop Car Finance Limited (Company Number 07213812) is part of The 1st Stop Group (Company Number 05438114). Registered in England & Wales. Registered Office: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW. Authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 661170). You can check this on the Financial Services Register by visiting the FCA’s website www.fca.org.uk/register. Registered with the ICO under registration number Z3274560.