Telephone 0800 954 6001. Call one of our advisors today.

Over £15,000 in debt?

We could reduce your debts by up to 70% with an IVA (Individual Voluntary Agreement) depending on your personal circumstances, negotiate reduced payments with creditors and you could be debt free in 60 months. Simply Apply Online or call one of our advisors on 0800 954 6001.

Other Products

Personal Loans
Personal Finance Plan
PPI Claims
PrePaid MasterCard
Mortgages
Car Finance
Managed Banking
Bill Protector

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Finance Plan. Have your debts managed by experts. We offer free, no obligation consultations.

How does it work?

A FREE consultation will be arranged to assess your current situation.

We will advise you if 1st Stop Personal Finance Plan could help you and, should you decide to proceed, confirm the fees payable (based on individual circumstances).

We will then contact your creditors to advise them we are dealing with them on your behalf from now on, and request a balance on your account.

We will then negotiate a realistic monthly payment with them based upon your personal circumstances. As long as you continue to pay your agreed monthly payment to us we will continue to pay your creditors the agreed monthly payment, and deal with them on your behalf.

We will regularly review your personal circumstances together.

Please note that by reducing your monthly payments with you creditors will increase the term and the amount to be repaid and that rescheduling your debts may impair your credit record.

We really can help. Call us on 0800 954 6001 to talk to one of our fully qualified advisors.

For a FREE consultation, simply call 0800 954 6001

Reduce your debts by up to 70%*

Write off debts you can’t afford*

Consolidate your debts into one affordable monthly payment.

Deal with your creditors on your behalf.

Reduce or freeze interest where possible*

Reduce or freeze charges where possible*

Help you become debt free within 60 months.

We could help you today, Call 0800 954 6001

*Reducing your debts by 70% will depend on your circumstances. Subject to eligibility and acceptance. *Debt write off applies on completion of an Individual Voluntary Arrangement (IVA). Alternative solutions may be offered. Fees payable. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Homeowners may be required to remortgage during the term. Calls are recorded training and quality purposes.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

*SUBJECT TO STATUS. CONDITIONS APPLY. REPAYING DEBT OVER A LONGER PERIOD MAY INCREASE THE TOTAL AMOUNT TO BE REPAID. *DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES.

1st Stop Financial Services Limited, 1st Stop Debt Management are part of The 1st Stop Group. 1st Stop Personal Finance Plan is a trading style of 1st Stop Financial Services Limited. 1st Stop Financial Services Limited is authorised and regulated by the Financial Services Authority. FSA Number 479356. Registered in England & Wales. Company registration number 5667257. Registered office: 10 Whitehills Business Park, Blackpool, Lancashire, FY4 5LW. We are also licensed credit brokers. Consumer Credit Licence no 615366 and members of FISA. Calls may be recorded for training or monitoring purposes.