1st Stop Car Finance
Straightforward Car Finance
providing simple hire purchase
  • 1st Stop Car Finance
  • 1st Stop Car Finance
How much do you need?
SECURITY WILL BE REQUIRED OVER A MOTOR VEHICLE. YOUR VEHICLE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS.

Hire purchase for home owners and tenants

Hire purchase allows you to effectively ‘hire’ a car until your final payment is made in which the car becomes owned. It is one of the most popular car finance options and allows you to spread the cost of a car over monthly instalments, whilst taking into consideration your personal budget.
You can apply online or call us on 0191 492 1919.

1st Stop Car Finance is a traditional Hire Purchase lender and focuses on your individual circumstances when making a decision on acceptance and rates. *Choose your vehicle from a car dealer of your choice, however they must hold a valid FCA  interim permission number or a Financial Register Number.

Please note your loan may be written with 1st Stop Car Finance Limited or with Conister Bank Ltd.

Excellent service and very polite, friendly advice and correspondence from the advisors. All of whom were very knowledgeable about the products and services on offer. Thank you to you all.
- Mr K Laurie

About Our Loans

31.9% APR Representative (variable)

Representative Example
Loan Amount: £7000
Term of Loan (months): 60 Months
59 Monthly Instalments: £216.93
Final Instalment: £391.73
Acceptance Fee: £175
Option to Purchase Fee: £175
Rate of Interest (Variable) P.A: 16.28%
Total Interest Repayable: £5840.60
Total Amount Repayable: £13190.60
Representative APR: 31.9%

Why Choose Us

  • Hire purchase car loans from £2,000 to £15,000
  • 31.9% APR Representative (variable)
  • Loan terms from 12 to 60 months
  • Any dealership *
  • Single monthly repayments to keep outgoings simple
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